| This Privacy Statement describes our privacy
policies and procedures for information provided to us by consumers who visit our Web
site, maxplusfinancing.com, obtain or seek to obtain financial products or services from
Max Plus Financing. While we realize that we do offer some services to businesses (i.e.
Commercial Vehicles, etc), this Privacy Statement does not apply to those services that
are not for individual, household, or family use. In addition, all financial products and
services offered by Max Plus Financing or our business partners are intended
for US Residents over 18 years of age. How
does Max Plus Financing collect and use my information?
Max Plus Financing may collect and use your
personal information to respond to your requests for our financial products and services
or to provide you with information about products or services that may be of value to you.
Certain personal information Max Plus Financing
collects about you may be publicly available via government records, telephone books, and
other widely available media (i.e. the Internet), However, we treat all information you
provide to us as non-public.
We collect information which you provide to us
when you use our loan application tools (including email address, loan amount, interest
rate, payment terms), to apply for an auto loan (including name, address, social
security number, assets/liabilities, property location and value, realtor/relocation
agent) or contact us with a financial or loan related question.
We may also collect information from a consumer
reporting agency, such as information regarding your creditworthiness or credit
history.
Information from outside sources regarding
their employment, bank account or other relationship with you or verifying representations
made by you, such as your employment history and loan or credit card balances.
While we usually notify you at the point of collection (via
the online form) about which information fields are mandatory to provide you with the
financial service or product requested, we do allow you to submit your loan application
without providing all required information to fund a loan. However, if you will be
required to give us any missing information as required by our lenders, investors, and
government guarantors in order for us to process and fund your loan, you will be notified.
While certain information may be optional, we believe that by providing us with such
information we will be better able to serve you.
Does Max Plus Financing share my personal information
with third parties?
Disclosing information to third parties related to
the transaction: When you apply for an auto loan it will be necessary for Max Plus Financing
to share your personal information collected from you on the loan
application with companies who provide us with services necessary to process
and fund your loan. These companies may include financial service providers such as credit
agencies, title and settlement companies, appraisal companies, and insurance companies;
and non-financial companies such as scanning services and application service providers.
Your information is not sold or shared with any third party companies where it is
not absolutely necessary to conduct the transaction you have inquired about via this web
site.
Access to your personal information by Max Plus Financing employees and other authorized parties is provided on a "need to
know" basis. Only those who are directly involved with your transaction have
access to your information.
Links
This site may also contain links to other Internet sites. Max Plus Financing is not responsible for the privacy practices or the content of such Web
sites.
Max Plus Financing reserves the right to modify
or amend the Privacy Statement at any time and for any reason. We may notify you in
writing of significant changes to our information privacy practices and will make the
current version of the Privacy Statement available to you at the Max Plus Financing
Web site. Your information will be handled according to the practices and procedures in
place when it was initially collected unless subsequent authorization, as necessary, has
been obtained.
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